The clouds were very pretty from 2500 AGL. I am always impressed with the capability of the iPhone 4. Not as good as the Canon 7D, but still quite nice. And it will act as a GPS.
Most camera light meters will try and set things at middle gray (18 %). As long as you understand this, you can figure out which area you want to be bright and which you do not. If I were to take this photo and exposed on the Palace of Fine Arts, the clouds would have been blown out and not very interesting. So, I exposed on the brighter part of the clouds in the upper right.
I believe I took my first photograph with a twin-lens reflex when I was 6. That was in 1969. Since then I have worked taking photos of children on ponies, which was pretty much my only paying photo gig. I am a serious amateur photographer, and I like to get the most out of my equipment. I combine hobbies, such as flying, air shows, and bird watching.